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Financial Planning

The complexities and confusion of financial planning don't have to be overwhelming. Whether you're just starting to build your wealth or are preparing for retirement, we can help you prepare for the next exciting stages in your life. While developing your financial strategies, we walk you through a thorough process designed to help you feel confident in your decisions. We’re not just your advisor; we seek to serve as your wealth coach and personal CFO, providing lifelong financial guidance for generations to come.

Financial Planning Strategies

Building a long-term financial strategy tailored to your unique situation plays an important role in helping you pursue your objectives. We use a personalized approach to help determine strategies that will suit your needs. Throughout the various stages of your life, we regularly review and ensure financial decisions align appropriately and realistically with your financial aspirations. Over the long-term, we will manage your money with a strategy designed to keep you on the right track as you pursue your financial goals.

Pre-Retirement Planning

Whether it’s next year or twenty-five years away, it is important to plan ahead for retirement. We can help to quantify your future financial needs by taking into account the impact of inflation. We will help your identify potential source of income to address those needs, guide you to strategies designed to maximize your ultimate social security benefits, and manage your investments to keep you on track as you work toward building the portfolio you will need to carry you through your retirement years.

Retirement Years

Retirement should be a time to get more from life, to savor every sunset, to spend time with loved ones, and to enjoy the things you’ve looked forward to. It should not be filled with financial stress and uncertainty. That means planning to take into account future increases in the cost to live, rising tax rates and medical costs, while providing the income you need now. That’s why it makes sense to work with the team at AWA Investment Advisors. Our goal is to help you enjoy the fruits of your years of hard work and savings. We can show you strategies that may help maximize the potential of the assets you have accumulated to help you enjoy, manage, and potentially build your wealth during your retirement years…and eventually pass it on to those you care about in the most tax efficient way possible.

Estate Planning

Preserving assets and transferring an estate to family members and heirs can be complicated and confusing. Regardless of the size of your estate, it is important to create a plan that will ensure your wishes are fulfilled. We help you articulate your estate planning needs and wishes to develop a plan that works for you and your family. We can also coordinate the work of other professionals who may be involved, such as attorneys and CPAs. In addition, we can help educate the next generation to be good stewards of the legacy you leave behind.

College Planning

A major concern among families is determining how they will pay for their children’s college expenses while balancing their retirement planning. We can help you evaluate funding and savings options (such as 529 Plans) and create an education strategy tailored to your needs.

Cash Flow Analysis & Debt Management

Many younger clients are concerned with growing their family and careers while paying off debt. We can assist with debt analysis, consolidation, and budgeting. We develop debt management tactics designed to improve your cash flow, which may include refinancing, consolidation, or changes in tax withholding.

Business Planning

Business planning may help business owners avoid some of the common pitfalls that cause many small businesses to fail. From obtaining financing to selecting employee retirement plans, small business planning can help give your company the edge it needs to prosper. We can help you manage your earnings for growth and develop a succession plan designed to offer you a financially sound exit strategy.


Insurance is an important part of any well-rounded financial strategy. With access to a wide array of insurance products, we help you determine what type of coverage is appropriate for your circumstances, including life, long-term care, and disability options.